Covid-19 Business Resources

We hope you are staying safe and healthy. EDGE is closely monitoring the coronavirus situation and its impact on public health across the state, our local economy and our own operations. Health and government officials are working together to maintain the safety, security, and health of the American people. Small businesses are encouraged to do their part to keep their employees, customers, and themselves healthy. Please call the EDGE office (315-338-0393) if your businesses is experiencing any issues. We are here to assist.

Oneida County Impacted Business Survey

Oneida County, in collaboration with Mohawk Valley EDGE, the Utica Chamber of Commerce, the Rome Chamber of Commerce, the Genesis Group and Oneida County Tourism, is conducting a survey to identify and assess the impacts of the coronavirus (COVID-19), on Oneida County businesses.

Your individual responses will remain confidential and data collected and disseminated will be aggregated. Information will be used to assist in helping to mitigate the impacts to our economy and to connect your business with the quickly evolving tools and resources you need during this challenging time.

Survey Link

Small business owners in New York State are now eligible to apply for a low-interest loan due to Coronavirus (COVID-19).

SBA Economic Injury Disaster Loans

The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.

Click Here to Apply

For More Information

SBA Express $25,000 Bridge Loans

Express Bridge Loan Program allows small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 with less paperwork. These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing and can be a term loans or used to bridge the gap while applying for a direct SBA Economic Injury Disaster loan.  If a small business has an urgent need for cash while waiting for decision and disbursement on Economic Injury Disaster Loan, they may qualify for an SBA Express Disaster Bridge Loan. Click here for the Express Bridge Loan Pilot Program PROGRAM GUIDE

Local Guidance:

Oneida County

Mohawk Valley Small Business Development Center

Manufacturers Association of Central New York (MACNY) Guidance

NYS Guidance:

CONTINUING TEMPORARY SUSPENSION AND MODIFICATION OF LAWS RELATING TO THE DISASTER EMERGENCY (Reduction of in-person staff by 100%)

Governor Cuomo issued an Executive Order requiring companies to reduce ‘in-office’ personnel from 75% to 100%. ESD was tasked with providing businesses guidance on what is exempt from the directive and created a process for companies outside of the identified categories to seek an ‘essential’ designation. Empire State Development Essential Business Guidance can be found here.

NYS Department of Labor Shared Work Alternative – Your Layoff Alternative 

Business Guidance from Empire State Development

Detailed FAQ for NYS Businesses

NY Attorney General COVID-19 Application For Suspension Of Debt Collection Activity

Submission form from ESD for COVID-19-Related Business Questions

Sign up for the latest COVID-19 updates from New York State

All businesses and counties are advised to reach out to their regional ESD office and DHSES. They will be coordinating, assisting, and communicating once NYS has received its approval. Click here for guidance for businesses and corporations from ESD.

Federal Guidance:

How to Navigate the Funding Process – Guide to the CARES Act

A Guide to COVID-19 Disaster Funding: How to Navigate the Funding Process, details some of the federal grant and loan opportunities and will be updated as more programs and funding become available. The Small Business Owner’s Guide to the CARES Act provides information about the $350B Paycheck Protection Program (PPP) which is a supercharged version of the Small Business Administration (SBA) 7A program aimed at helping U.S. small businesses, which have faced devastating losses in the wake of the coronavirus pandemic. INC provides an easy to read summary of How Paycheck Protection Loans Are Different Than Traditional 7(a) SBA Loans.

U.S. Department of Labor: Public Health Emergencies and the Fair Labor Standards Act Questions and Answers

U.S. Chamber of Commerce: Business Resources

The Small Business Administration has also issued the following guidance: Economic Injury Disaster Loan Program

The SBA will work directly with state Governors to provide targeted, low-interest loans to small businesses and non-profits that have been severely impacted by the Coronavirus (COVID-19). The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.

CDC Guidance for Businesses and Employers:

The Centers for Disease Control and Prevention (CDC) offers the most up-to-date information on COVID-19. This interim guidance is based on what is currently known about the coronavirus disease 2019 (COVID-19).

For updates from CDC, please see the following:

Interim Guidance for Businesses and Employers to Plan and Respond to Coronavirus Disease 2019 (COVID-19)

Preventing Stigma Related to COVID-19

Share Facts about COVID-19

CDC Coronavirus Disease 2019 (COVID-19) Web page

Information on Coronavirus Disease 2019 (COVID-19) Prevention, Symptoms and FAQ

The following interim guidance may help prevent workplace exposures to acute respiratory illnesses, including COVID-19, in non-healthcare settings. The guidance also provides planning considerations if there are more widespread, community outbreaks of COVID-19.

In-depth guidance is available on the CDC’s Guidance for Businesses and Employers web page.

Other Business Guidance:

Deloitte Consulting: Combating COVID-19 With Resilience

Public authorities are taking decisive action to respond to the emerging health threat, leading the business community to reconsider the adequacy of their preparedness measures. This page brings together all of the resources available from Global Deloitte insights to help businesses manage and mitigate the risk of COVID-19. Read about 10 Key Actions for Enterprises in An Epidemic, Rapid working capital optimization and credit solutions, Practical workforce strategies that put your people first, managing cash flow during a period of crisis, building a crisis resilient workforce, and more here.

Facebook Guidance:

Facebook has also compiled resources to help small businesses navigate the effects of COVID-19. Thank you to our partners at the Mohawk Valley Small Business Development Center for compiling many of these resources.

We’re here to help your organization or business through this difficult time, and we will continue to provide relevant updates as they become available. Please don’t hesitate to reach out to us if you are in need of assistance. Staff contacts can be accessed here.

-Mohawk Valley EDGE